Banker Biography

Banks, credit organizations, exchanges Description Bankers serve customers. There are front offices in which bank employees help customers transfer money from an account to the account, get a new payment card or exchange currency. The work of backing offices is hidden from the eyes of customers. In them, bankers consider and pack money, refuel ATMs, monitor the safety of client data.

So, the employees of the backing office work with the population or companies indirectly, and the employees of the front office-directly. Bankers monitor the balance sheet. They believe how much the bank has its own funds, how much money it borrowed to individuals or legal entities and how much funds the bank attracted. Based on these data, bankers determine what rate it is profitable to give loans to customers.

The history of the bankers were in ancient Greece, they were called the Trapezites. They took money, documents and valuable things for storage. The refineries also worked in royal banks in which the state kept income from factories. Trapezets issued a salary of state workers. In the Middle Ages, bankers were called channel. They worked in market shops, where they stored money and made payments.

Changes were in charge of customers in books. As a rule, Jews and Italians were engaged in banking. In Rus', there were moneylenders who lend money. Rusticism was considered a low thing, since the church called it shameful sin. The state controlled the rates that the moneylenders established, and punished for their excess. The advantages of the profession banker have the following advantages.

Banker's financial literacy is always aware of economic news. He knows what trends are in the banking sector. This helps him to competently dispose of his own savings. The banker has social guarantees. He receives a fixed earnings and a bonus, which directly depends on the results of the work done. The employee knows when to pay him. Constant development large banks help employees develop: they create training platforms or pay for employees educational programs.

The disadvantages of the profession of banker have their disadvantages. High competition in the banking system can be replaced by almost any employee. To work in a bank, it is enough to have a higher economic education. Each year, universities are produced by thousands of such specialists. Therefore, the banker needs to hold on to her workplace tightly. Slow career growth in banks many levels of professional hierarchy.

To get the position of chief, you will have to spend a lot of time, energy and, possibly, years. Strength work by banking employees work with people and their money and should quickly solve working problems, following the business plan. This pace of work is not suitable for everyone. Where to study in the year, if earlier there were institutions of the national economy, which specially prepared bankers at the financial faculties, now graduates of mathematical, information and even law faculties are taken to work in banks.

There is also a demand for economists, so when choosing a university, it is worth considering economic areas. Some colleges and technical schools have programs in the specialty “banking”, but in order to work in a bank and count on a gradual increase in position, at the end of a secondary special educational institution, it is still worth going to a profile university.

Secondary vocational education in the specialty "Banking" can be obtained in the following institutions. College at the Moscow Financial and Legal University. It is necessary to study 1 year 10 months on the basis of complete secondary education after grade 11, 2 years 10 months on the basis of incomplete secondary general education after grade 9. Paid training: from 42 thousand rubles a year.

College at the Moscow University of Moscow, the term of study in the specialty "Banking" 2 years 10 months for graduates of 9th grades of schools and 1 year 10 months for graduates of the 10th grade. Training costs from 27.5 thousand rubles a year. There are a lot of economic universities in which professional bankers are trained throughout the country. In addition to specialized universities, there are economic and financial faculties in universities in other areas, for example, in the Moscow aviation or Moscow pedagogical.

Their graduates can also work in a bank. But if we talk about the most prestigious universities preparing the best shots in the international banking sector, these two can be distinguished.